Really mortgage brokers make use of your FICO rating – a credit rating produced by the fresh new Reasonable Isaac Company – to decide your loan qualifications.

Loan providers usually request a matched credit history that combines recommendations away from the around three of one’s significant credit rating bureaus – Experian, Transunion and Equifax. That it declaration will additionally contain your own FICO rating as reported by for each and every borrowing from the bank company.